Budgeting Basics
The Grown-Up Guide: How to Teach Your Child About Money | Ages 3–12
The Grown-Up Guide: How to Teach Your Child About Money | Ages 3–12
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Not sure how to talk to your child about money? The Grown-Up Guide shows you what to say and do at every age, from their first coins to their first budget. Made for Trinidad and Tobago families, it works with any Kids Can Budget Too kit or on its own.
What’s Inside
What to say at each age, with sections for Little Savers (3–5), Smart Savers (6–8) and Budget Builders (9–12)
How to split allowance, chore money, gifts and birthday money into Save, Spend and Share
A simple weekly Money Moment routine that takes just a few minutes
What to do when they spend it all at once
Who It's For
Parents, grandparents and caregivers of children ages 3–12. You don’t need to be a money expert to use it.
How Do I Get It?
The Grown-Up Guide is a digital download, so there’s nothing to ship. If you’ve ordered a Kids Can Budget Too kit, scan the QR code on the card in your box to get your copy.
FREQUENTLY ASKED QUESTIONS
GROWN-UP GUIDE
What age should I start teaching my child about money?
You can start as early as 3, when children begin to recognise notes and coins. The guide shows you what to focus on at each stage as they grow.
Do I need a kit to use the guide?
No. The guide works on its own. It also pairs with each Kids Can Budget Too kit, so you and your child follow the same Save, Spend and Share system.
Is it a printed book?
No. It’s a digital download you can read on your phone or print at home