SAVE
For Goals
Kids choose something to save for, write down where their money came from, and watch their savings grow.
Talking to kids about money isn't always easy
These are the moments we kept hearing about from parents, so we made kits that help.
Your child’s money buddy
Say Hello to Penny the Piggy Bank
Penny is a little piggy bank with big plans. She shows your child how money works, how to wait for something special, and how good it feels to share.
Kids follow Penny through every page, so learning about money feels like a story, not a lesson.
One simple system
Every Dollar Gets A Job
The same system grows with your child, from their first coins to their first budget.
Spend
With a plan
Before buying, kids stop and think: Is it a need or a want? Do I have enough? Should I wait?
Share
With others
Ways to share money, things and time with family, friends and community. Every family decides what sharing means.
Start here
Choose Your Child’s Kit
AGES 3–5
Little Savers
Their first steps with money. Little hands learn what money is, how to recognise TT notes and coins, and how to give every coin a job.
- Penny the Pig workbook with hands-on activities
- TT money chart with our notes and coins
- Simple Save, Spend and Share pages
AGES 6–8
Smart Savers
Earn it, plan it, track it. Kids learn that money comes from effort, split it before they spend, and write their own numbers.
- Earning and chore pages
- Goal tracker and spending plan
- TT money chart with simple money math
AGES 9–12
Budget Builders
Their first real budget. Tweens plan monthly spending, split money by percentage and set bigger goals.
- Monthly budget and spending review
- Savings goals and a bank-style ledger
- A grown-up design they’ll want to use
For parents and caregivers
You don’t need to be a money expert to teach your child
The Grown-Up Guide shows you exactly what to say, how to split your child’s money, and how to make money talks part of your week. Use it with any kit, or on its own.
- What to say at each age
- How to split allowance, chore money and gifts
- A simple weekly Money Moment routine
- What to do when they spend it all at once
Why now
The habits they build today follow them for life
Habits Start Early
Kids choose something to save for, write down where their money came from, and watch their savings grow.
Seeing it makes it real
Children understand saving best when they can watch their money grow.
It’s what they’re learning in school
Save, Spend and Share matches the language T&T children already hear through national financial literacy programmes.
Simple to start
Four steps to raising a smart saver
Pick their kit
Choose by age, or by where your child is right now.
Read the Grown-Up Guide
It takes a few minutes and gives you the words to use.
Make it a weekly habit
A few minutes each week to count, split and track their money together
Celebrate the wins
Every goal reached is a moment to be proud of.
FREQUENTLY ASKED QUESTIONS
KIDS CAN BUDGET TOO
Which kit should I choose?
Start with their age, but go by their stage too.
Are there boy and girl versions?
Yes.
Does my child use real money?
Yes, their own. Always supervise little ones around coins.
Is the Share section religious?
No. Your family decides what sharing means for you.
We don’t give an allowance. Will it work?
Yes. Chore money, rewards and gifts all count.
Are the kits reusable?
To Be Confirmed
I have more than one child.
Get one kit per child, so each has their own system.
Do you deliver?
Yes, with delivery available across Trinidad and Tobago.